When you visit the doctor or receive medical services, it’s often covered by your Medicare plan, at least partially. This is because much of the medical care you receive is considered “medically necessary.” This is a term that comes up a lot when you learn more about Medicare, and for good reason. It can greatly influence your coverage. But what exactly is considered medically necessary, and, more importantly, why? Possibly most importantly, how can something’s medical necessity affect your Medicare coverage?
One of the benefits of being enrolled in Medicare is that most costs are set by the Centers for Medicare & Medicaid Services (CMS) for anyone that uses Medicare. That means there is generally a maximum amount that a doctor who accepts Medicare can charge for a service. This isn’t always the case, though. There are times when you may pay more than this agreed upon sum. This is when you may come into contact with limiting charges and excess charges under Medicare.
There are a lot of scary-sounding stories flying around the internet about COVID vaccines right now. Let's decipher which ones are myths and the truth about the COVID vaccines.
Paperwork isn't the most fun or exciting topic, and you receive a lot with your Medicare plan already. But some of that paperwork may be important notices and forms that relate to your coverage!
Of all the reasons to enroll in Medicare coverage, making health care more affordable is perhaps the biggest for millions of beneficiaries. One of the benefits found in Medicare Advantage plans is a maximum-out-of-pocket (MOOP) limit, but is there anything similar that will help with out-of-pocket costs for Medicare Part D?
Many people love their Medicare plans. It offers them the coverage they need for a price they can afford. But each year, some people look to make a change with their plans. This isn’t to say that the plans are bad, it just makes sense for that person. There are plenty of reasons why you may be interested in making a change. In fact, you should review your Medicare plan each year to make sure it still fits your needs. Your medical needs could change. You may find a less expensive plan. You could move, necessitating a new plan network. Whatever your reason, knowing when you’re permitted to change your plan and how to go about it allows you to ensure you’re getting the benefits that best fit your needs.
Our fitness can influence many factors of our overall health. It can help us maintain a healthy bodyweight, strengthen muscles, and improve our balance. In fact, there’s a well-established link between fitness and living a longer life. Maintaining a healthy fitness level or regular exercise can even help you get sick less. In a sense, exercise is a great preventative measure for your health.
Medicare is complicated. This is the major criticism against it. Many Medicare mistakes occur on a regular basis. Avoiding these mistakes ensures that you’ll have far fewer challenges in getting the care you require.
There are many reasons why you may need physical therapy at some point in your life. Whether that’s recovering from a health emergency like a stroke or heart attack or combatting age-related physical decline by improving flexibility and balance, physical therapy can have amazing effects on your personal well-being and quality of life. But, whatever reason you may have, physical therapy likely won’t fix it after one session. This requires a commitment from you, as well as a financial burden if you don’t have coverage.